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🔗 Connect — Verification Infrastructure

One integration.
Every verification
API in India.

Stop stitching together 15 vendor contracts. Connect orchestrates KYC, KYB, banking, employment, and fraud APIs through a single integration — with AI routing, automatic failover, and real-time SLA monitoring.

API Orchestration LayerAll Systems Live
🪪
Identity VerificationAadhaar · PAN · GSTIN · Voter ID · DL · Passport
Live
🏦
Banking & Financial APIsBank verify · Penny drop · Statement analysis
Live
💼
Employment & IncomeEPFO · ITR · Salary slip · GST returns
Live
🚨
Fraud & Risk SignalsCIBIL · Watchlists · Liveness · Device risk
Live
🤖
AI Routing EngineOptimal vendor selection · Auto failover · Real-time SLA
The Problem We Solve

Why direct API integrations
are costing you more

Every verification vendor contract is a separate negotiation, integration, and SLA to manage.

🔄

Fragmented Vendor Landscape

IDfy, Karza, SignDesk, Surepass, AuthBridge — each with different APIs, pricing, uptime, and SLA terms. Your team wastes weeks on vendor management instead of product work.

💸

No Volume Aggregation

Small-volume direct contracts mean retail rates, no leverage, no consolidated billing, and no visibility into which vendor gives you best cost-per-verification.

🔴

Single Points of Failure

When your KYC vendor goes down, onboarding stops. No failover, no redundancy — just customer drop-off and lost revenue while you scramble to fix it manually.

Capabilities

Everything you need to verify
any customer in India

🪪

Identity Verification APIs

Aadhaar eKYC, Aadhaar XML, PAN verification, GSTIN lookup, Voter ID, Driving License, Passport, DigiLocker — all through one endpoint with standardised responses.

🏦

Banking & Financial APIs

Bank account verification, penny drop, IMPS, UPI handle validation, CIBIL & bureau score pulls, NACH mandate management, and loan account verification.

💼

Employment & Income Verification

EPFO passbook analysis, ITR verification, salary slip parsing, GST return analysis, Form-16 processing, and employer verification through MCA/SEBI databases.

🚨

Fraud & Risk Signals

Sanctions & watchlist screening, PEP checks, adverse media detection, liveness & face match, device risk fingerprinting, and SIM swap detection.

🤖

AI-Powered Orchestration

Dynamic vendor selection based on success rate, latency, cost, and availability. Automatic failover when a vendor is degraded. Weighted routing across primary and secondary vendors per API type.

⚙️

No-Code Workflow Builder

Drag-and-drop workflow designer for multi-step verification flows. Conditional logic, parallel API calls, branching rules, and retry policies — no engineering required to update flows.

Business Benefits

The numbers Connect
delivers for your team

95%

Faster Go-Lives

From vendor contracting to production in 5 days, not 6 weeks. One integration, all APIs.

16%

Lower Verification Cost

Volume aggregation across clients gets you wholesale rates. Consolidated billing eliminates overhead.

99.9%

API Availability

AI failover routing ensures verification continues even when individual vendors have outages.

Why Tenacio Connect

How Connect compares to
managing APIs directly

Comparison of direct vendor API integration versus Tenacio Connect
CapabilityDirect APIsTenacio Connect
Integrations neededOne per vendor (5–15 contracts)✓ Single integration
Vendor failover & redundancy✗ Manual, slow✓ Automatic, AI-driven
SLA monitoring & alerting✗ None out of the box✓ Real-time dashboard
Cost optimisation per call✗ Fixed per-vendor pricing✓ Dynamic cost routing
Workflow automation✗ Custom code per flow✓ No-code workflow builder
DPDP consent integration✗ Not included✓ Native Shield integration
Time to first API call4–6 weeks✓ 5 business days
Use Cases

Connect in action across
India's BFSI landscape

🏦

Instant Loan Onboarding

Run Aadhaar eKYC, PAN verification, bank account check, and CIBIL pull in a single orchestrated flow — in under 90 seconds.

📱

Fintech Account Opening

Full KYC in 3 minutes: liveness check, DigiLocker document pull, PAN linkage, and fraud screening — through one API call.

🚗

Gig Partner Onboarding

Vehicle RC, DL verification, address confirmation, and EPFO check — auto-routed to the fastest, cheapest vendor combination available.

🏢

Business KYB & GSTIN

Directors KYC, GSTIN status, CERSAI search, MCA21 company lookup, and sanction screening — in a single API workflow.

🛡️

Insurance Policy Onboarding

Customer identity, nominee verification, bank mandate, and liveness — with automatic failover if any vendor is degraded at any step.

📈

Wealth Account Activation

SEBI KRA check, PAN-Aadhaar linkage, bank mandate, and income verification — parallelised for maximum speed.

Connect FAQs

Everything you need to know
about Connect

Connect aggregates India's leading verification vendors including IDfy, Karza, SignDesk, Surepass, Perfios, AuthBridge, CIBIL, Experian, and more. We continuously add new vendors based on client demand and vendor performance benchmarks.
Our routing engine continuously monitors each vendor's success rate, latency, cost, and availability. When you trigger a verification, it selects the optimal vendor combination for that API type and current conditions — automatically failing over to a secondary vendor if the primary is degraded.
Yes. If you have existing direct contracts with specific vendors, Connect can route calls through your preferred vendors while still providing failover and orchestration benefits. You can blend Tenacio-negotiated rates with your own contract rates per API type.
Connect is designed for drop-in integration. We offer REST APIs with OpenAPI specifications, webhooks, and SDKs for common platforms. Most teams complete initial integration in 1–2 engineering days. The no-code workflow builder lets non-technical teams modify flows without code changes.

Start verifying smarter,
not harder

One integration. Every verification API in India. Go live in 5 days.